Welcome to SoloCredit. We prioritize your privacy. This Privacy Policy outlines how we gather, utilize, share, and safeguard your information when you employ our mobile application. Kindly peruse this policy attentively. If you disagree with its stipulations, refrain from accessing the application.
We may gather and process the following data about you:
SMS:
l Purpose: We seek SMS permissions to verify your phone number during registration, facilitate secure transactions, and evaluate your creditworthiness by analyzing potential illegal activities and debt repayment capacity .
l Usage: Your SMS data is encrypted and securely stored. We exclusively access SMS data pertinent to verification and credit assessment procedures. We do not read or retain your personal conversations.
Phone Status:
l Purpose: We request phone status permissions to identify your device and safeguard your account. This permission enables us to monitor your phone's status and detect anomalous activity indicative of fraud.
l Usage: We employ this information to enhance account security and deliver a seamless user experience. We do not utilize this permission to listen to or record your phone calls.
App List:
l Purpose: We seek app list permissions to access the applications installed on your device. This aids in understanding your app usage patterns and assessing your credit risk based on your app types.
l Usage: Information about your installed apps is used to refine our risk assessment algorithms and improve loan approval accuracy. We do not share this information with third parties.
We utilize the collected information in the following manners:
.To provide, operate, and maintain our application.
.To enhance, personalize, and expand our application.
.To comprehend and analyze your application usage.
.To develop novel products, services, and features.
.To process your transactions and manage your account.
.To communicate with you, directly or through partners, for customer service, updates, application-related information, marketing, and promotions.
.To process transactions and send related information, including purchase confirmations and invoices.
.To send technical notices, updates, security alerts, support, and administrative messages.
.To detect and prevent fraudulent transactions, other illegal activities, and protect [App Name]'s and others' rights and property.
.To link or combine with information from third parties to understand your needs and provide better service.
We may share collected information in the following circumstances:
.With Service Providers: We might share your information with third-party service providers to perform tasks on our behalf, such as data analysis, marketing assistance, payment processing, and customer service.
.For Legal Reasons: We may share your information if we believe in good faith it is necessary to comply with legal obligations, protect and defend our rights or property, prevent fraud, or safeguard user or public safety.
.Business Transfers: We may share or transfer your information in connection with, or during negotiations of, mergers, asset sales, financing, or acquisitions of all or part of our business.
We employ administrative, technical, and physical security measures to protect your personal information. While we take reasonable steps to secure your provided information, please be aware that no security measures are infallible, and data transmission cannot be guaranteed against interception or misuse.
Depending on your location, you may have the following rights regarding your personal data:
.Right to Access: You can request copies of your personal data.
.Right to Rectification: You can request correction of inaccurate information or completion of incomplete information.
.Right to Erasure: You can request the erasure of your personal data under certain conditions.
.Right to Restrict Processing: You can request restriction of your personal data processing under certain conditions.
.Right to Object to Processing: You can object to our processing of your personal data under certain conditions.
.Right to Data Portability: You can request transfer of collected data to another organization or directly to you under certain conditions.
If you make a request, we have one month to respond. To exercise these rights, please contact us at the provided contact information.
We may update our Privacy Policy periodically. We will notify you of changes by posting the new policy on this page. Please review this policy regularly for changes. Changes are effective when posted on this page.
If you have questions about this Privacy Policy, please contact us:
By email:SoloCreditzambiaservice@outlook.com
By phone number:+260 0975451927
Company address:Plot No. 6068 Chitemene Road Lusaka Zambia
Company name:VISTA FINANCE LIMITED